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View Full Version : Catastrophic Failure Fund



Smokie
12-18-2004, 06:15 AM
I have seen over the last 2 years some really good members of this club faced some costly engine failures, we are a fairly good size club and when the chips are down, we do care for each other no matter what other crap we disagree on.

I will like to propose we start a fund to contributing members that can cover all or part of major failures not coverd under warranty, details can be ironed out later.

What do you all think ????

bubba
12-18-2004, 06:40 AM
:censor: :censor: :censor:

MARAUDER S/C #5
12-18-2004, 06:44 AM
I will like to propose we start a fund to contributing members that can cover all or part of major failures not coverd under warranty, details can be ironed out later.

What do you all think ????
I think I will become a contributing member, sounds like good insurance. :cool:

SergntMac
12-18-2004, 07:01 AM
I love the concept, it would be a great thing to see happen. But, I have my reservations too. Y'all should know I'm no scrooge when helping people out, but this can be a problem to manage correctly.

In my office (a staff of 280+) we had a birthday club and a flower fund. The contribution was what one could afford, usually two-three bucks a month. The money was pooled to pay for cake and coffee on a birthday, and send flowers from the offce when one fell ill, or, passed. It sounds neat, but miss one birthday, or, one illness for what ever reason, and the pain of disappointment is overwhelming. The disagreements that followed caused us to discontinue the practice.

I have no idea how to manage this, but I'd love to see it work.

Agent M79
12-18-2004, 07:18 AM
This is a very altruistic endeavor. At it core is a very giving and unselfish principle that would only become a twisted mess in practice.

Thanks for thinking of us in such a way but there will never be a way to make this work in the spirit in which it is offered at our current socio-evolutionary level.


Warmest regards,
Prof. Agent

martyo
12-18-2004, 07:50 AM
...there will never be a way to make this work in the spirit in which it is offered at our current socio-evolutionary level.

Call us Cro-Marauder Man. At the bottom of the food chain for sure.....

NAVCHAP
12-18-2004, 07:52 AM
Friends: As a Navy Chaplain often asked to coordinate support or assistance for people, I would like to suggest that we do these special projects by PM, email, or phone calls.

Concur that the appearance of favoritism or unduly familiar interaction, along with the questions of propriety, can derail our efforts. Let's do what we can for one another, y'all know you can count on me, but best not to turn this into a public relations or public affairs type response.

We have done some really nice things for folks over the last three years on this board, like support for the quints whose parents know one of the members, etc.

But there was an element of confidentiality to the process, which protected both the membership and the recipients.

PM me for details, I can tell you about some of the pitfalls and the issues to avoid. Good luck on this and I will be waiting for someone on Mary's list to look up my phone # and leave me a voice mail saying where I can send a check. Very Respectfully, -kjs-

DEFYANT
12-18-2004, 08:42 AM
How could this be protected against fraud? Dont get me wrong, I am very impressed with the overall character of this board and it's members, but with out proper safe guards, we could be ripped off by a novice conman!

Mikeenh
12-18-2004, 08:58 AM
Nice idea, but would be a GREEN light for SOME to beat the crap out of their car and have others pay to fix it.

DEFYANT
12-18-2004, 09:17 AM
Is there a warranty company that a car owner could use to "back up" the Ford warrenty? If the dealer refused to honor a claim based on mods, the secondary warranty would kick in....

BTW, I agree with Mikenh

TripleTransAm
12-18-2004, 09:52 AM
I'm with Mac... where would one draw the line? Who would determine the neediness of an individual and how could we avoid playing favorites?

If I experienced catastrophic engine failure in my completely 100% stock Marauder while at the track in a controlled and safe environment, would I be considered less or more needy than someone who had spent money to enjoy their Marauder at 200rwhp over the original stock configuration and it blew up on them?

I think this is a completely different scenario than that of a natural disaster, where a random act of Nature kicks in and can truly level (no pun intended) a person's life. Even then, one of the reasons I don't live in Florida is the chance of losing my home and possessions (and possibly life) IF something like this happens, but even then I'm just being overly cautious... living up here, I am exposed to another set of risks or inconveniences that may make up for the slight increase in immunity from a hurricane. in the case of modding an automobile to this extent, it really becomes the owner's responsibility for the risks taken... you have to pay to play.

I still think the underlying reason behind this suggestion is a noble one, and I truly hope ideas like Mac's will come to fruition because it'll be on a voluntary basis. Anyone benefitting from such a thrash session to rebuild a busted hotrod should be grateful beyond words.

Cobra25
12-18-2004, 09:58 AM
I for one think that if some good solid ground rule's are set in place and what will be paid out for is layed out clearly it might work.

MI2QWK4U
12-18-2004, 10:48 AM
Nice idea, but would be a GREEN light for SOME to beat the crap out of their car and have others pay to fix it.


I agree 100% with this thought. It isnt fair to the folks that are conserviative with tune and good quality parts if someone comes along and starts pushing insane boost or NOS levels cause he believes he has a security blanket.
Its an old adage that I believe in, I may recall Mac saying it once or twice, I know Lidio would agree....Speed costs. Not just in modding, but in repairs. If you arent willing to play with the big dogs that have put themselves on the edge, then stay on the porch and enjoy your 15 second Marauder.
Anyone that bolts on a blower, reguardless of brand, has to be willing to accept the consequence of what that may include or result in. If you are gonna play, you are gonna pay.
No fair way to administer this type of insurance plan, pure and simple.

sailsmen
12-18-2004, 10:51 AM
Nice idea, but it will never work. Define abuse or catastrophic failure?

Marauderman
12-18-2004, 01:11 PM
Call us Cro-Marauder Man. At the bottom of the food chain for sure.....
...........hey..someone calling marauderman???????? I just back in with #7 running her 200 miles down to SC and back-----oh what fun---so whose calling for me to do something--whata I miss?????.... :rolleyes: some :bs: going on here---someone get that dictionary out --Agent M79 is at it again!!!! :D

Zack
12-18-2004, 01:38 PM
Y'all get this insurance fund set up and Ill go purposely blow my engine.
I didnt want to pay to beef it up anyway.
Thanks everybody.

martyo
12-18-2004, 02:02 PM
Y'all get this insurance fund set up and Ill go purposely blow my engine.
I didnt want to pay to beef it up anyway.
Thanks everybody.


There is the community spirit that we have all grown to know and love! :up:

MAD-3R
12-18-2004, 06:18 PM
As some one who did have a catistrophic engine failure that was not covered under warrenty, I think that this is something to do on a case by case situation. The help I did recieve and was offered was great, and this was two years ago when we had much smaller population.

Keep it to a case by case situation.

Patrick
12-18-2004, 06:27 PM
Javier I applaud your concern as always for us here in our forum as well as what you do for others. Amen!! But I am not in favor of this. Many of the reasons I have, have been addressed. But your heart is in the right place as always. Thank you!!

bigslim
12-18-2004, 06:48 PM
I am more than happy to help someone that is a victim of acts of nature or other things beyond their control. I myself will be putting a blower on my car next year. If it blows up this is something that I have to deal with. It would be nice if someone lends a hand in helping but I feel that it should not be expected. I am sorry to hear anyones car have problems but this is the chance we take.

Mike Poore
12-19-2004, 08:39 AM
Friends: I would like to suggest that we do these special projects by PM, email, or phone calls.
Concur that the appearance of favoritism or unduly familiar interaction, along with the questions of propriety, can derail our efforts. Very Respectfully, -kjs-Keith: Your-well put, insightful comments are always greatly appreciated.

Sometimes, well-intentioned and hasty efforts to do good works get misunderstood, and cause hard feelings and bitterness. Those of you old enough to remember Walt Kelly's wonderfully insightful strip, Pogo, will recall how his characters would rush off to fix a problem they barely understood, relying on incorrect information, usually ending in disastrous results. :twocents:

Smokie
12-19-2004, 07:39 PM
Just got back into town, read the comments posted and I agree that the potential for abuse is great, I always have the tendency to think that most people want to do the right thing, but reality can be harsh....anyway it was a thought, the consensus is; that it cannot work....ok.

jspradii
12-20-2004, 06:45 PM
Outside of a professionally administered group insurance policy that would only pay policyholders for damages such as these, it's a crazy notion, no matter how well intentioned. I can't ask passengers who fly on commercial jetliners to absorb the cost of my life insurance for skydiving. There are entirely too may variables, and it would be to expensive, as insurance goes, in any event. It would be an administrative nightmare, if it was even doable. It just won't work, as nice a thought as it is.:beer:

John F. Russo
12-21-2004, 01:55 PM
This is a very altruistic endeavor. At it core is a very giving and unselfish principle that would only become a twisted mess in practice.

Thanks for thinking of us in such a way but there will never be a way to make this work in the spirit in which it is offered at our current socio-evolutionary level.


Warmest regards,
Prof. Agent


I agree. We all buy cars and make mods at a certain risk.

MARAUDER S/C #5
12-21-2004, 02:47 PM
John, didn't anyone start a fund for your first or second catastrophic tranmission failures ???????????????? :P

Logan
12-21-2004, 03:43 PM
Enough............