Young Guys: What do you pay for insurance?

[cgm9999]

Just like the title says guys. I'm almost 23 and wouldn't mind picking up a low mileage Marauder and throwing a supercharger on it when I graduate and get a job. One thing I need to know is what kind of insurance I should expect to pay per month. I know a ton a factors play into insurance prices (credit, prior tickets, married or single, homeowner or renter, multi car policy, location in US, etc, etc, etc) but I'd still be interested on what some of you twenty somethings pay for insurance a month. I'm also interested in an 05 GTO, 03/04 Cobra, or a new Charger SRT-8. I'd be interested in knowing how a Marauder stacks up compared to these other cars in terms of insurance rates. Oh, and by insurance I mean full coverage with a typical deductible. Thanks ahead of time, guys.

[RR|Suki]

I pay 2k a year :(

[RF Overlord]

cgm, if you can find an '03, the VIN will come up as a Grand Marquis in most databases (except here, of course), so the base insurance is most likely going to be lower. The '04s have a different VIN which shows up as a Marauder. In either case, the insurance is bound to be a fair amount lower than any of the other 3 cars you mentioned. Sorry I can't give you a figure; I'm over 25...WAY over...but the percentages should be similar.

[03marauder]

I pay right around 1200 a year for an 03, don't remember the exact figure.

[magindat]

I'm over 25, but get this:

I had a '00 Accord 4D 4C. Sold it and bought '03 Marauder (GM 300A VIN) and my insurance went DOWN for the same coverage.

Try THAT with a GTO or 'stang!

[ADE 1000]

I'm 27 and the Marauder is listed as my primary vehicle on my policy. I also have a clean record. Through Progressive, I pay $532 every 6 months with a $250 collision deductable. With State Farm, I was up near $750 every 6 months with a $500 deductable.

[duhtroll]

This was not true for me. Mine was listed by Progressive as a GM Marauder but I also paid more than the GM rate because the VIN IDed the car as being worth more.

You *don't* want your rate to be less by listing it as a GM IMO, because then if you ever have the car stolen or totaled you get less on the replacement.

I know I'm not young anymore, but I pay a little under $800/year for two cars and two drivers on each car. I also have a bit of extra coverage for my mods.

-A


cgm, if you can find an '03, the VIN will come up as a Grand Marquis in most databases (except here, of course), so the base insurance is most likely going to be lower. The '04s have a different VIN which shows up as a Marauder. In either case, the insurance is bound to be a fair amount lower than any of the other 3 cars you mentioned. Sorry I can't give you a figure; I'm over 25...WAY over...but the percentages should be similar.

[RR|Suki]

I have an 03, very early build too, and it came up as a GM marauder. I pay 900 every 6 months for my 96 cougar though so go figure... maybe I should change from state farm

[crimzon]

Paying $1165 a year right now. That is with 2 tickets that I got 4 year 10 months ago... Come christmas it should drop a bit.

[Marauder]

I pay $1900 a year for NYC with a clean record.

[Ken]

Try $261 / half; full coverage, $1000 deductible with StateFarm.

[Matt In Detroit]

Man you guys pay through the nose... im 36 and have AAA Group Ins through my credit union, ~700 yr. Yes per year...

[mercmatt]

i bought myself an 03 marauder for my 20th b day. the first year i paid about $2200 and i was at a step 13. i just turned 21 and i pay about $1900 and am at a step 12. i have a $500 deductable.

[Rider90]

Here I am chuckling thinking I'm getting the best rate out of most of you, then, I remember the figure I was thinking was every 6 months :eek: :censor:

[wchain]

I pay GM insurance on my 04.... around 1068/yr on edit, its not $1300! Its 1068!

[Bluerauder]

One thing I need to know is what kind of insurance I should expect to pay per month.
Hey, I am still young too !!! :rolleyes: I pay $398.54 per 6 months with USAA (or $797.08 per year). Full medical, liability, collision, rental coverage, and a $250 deductible. Guess I might need to rethink the deductible upwards 'cause that's what I carried some 35 years ago when $250 was worth close to 10% of the entire vehicle. :o Now that won't cover 2 tires or one wheel.

[423REED]

Just like the title says guys. I'm almost 23 and wouldn't mind picking up a low mileage Marauder and throwing a supercharger on it when I graduate and get a job. One thing I need to know is what kind of insurance I should expect to pay per month. I know a ton a factors play into insurance prices (credit, prior tickets, married or single, homeowner or renter, multi car policy, location in US, etc, etc, etc) but I'd still be interested on what some of you twenty somethings pay for insurance a month. I'm also interested in an 05 GTO, 03/04 Cobra, or a new Charger SRT-8. I'd be interested in knowing how a Marauder stacks up compared to these other cars in terms of insurance rates. Oh, and by insurance I mean full coverage with a typical deductible. Thanks ahead of time, guys.
I pay about $ 500.00 per year for my 2004 Marauder, and about $ 400.00 per year for our 1994 Taurus SHO. But i'm 57 years old, and I haven't had a speeding ticket in 25 years. MY last insurance claim was in 1984-85 my 5.0L Mustang conv. The claim was about $ 450 and they raised my insurance $ 150 per year for the next five years! I would've been better off paying the claim myself.
Jim

[duhtroll]

Just curious - does that include the AAA membership fee or not?


Man you guys pay through the nose... im 36 and have AAA Group Ins through my credit union, ~700 yr. Yes per year...

[Joe Walsh]

Try $261 / half; full coverage, $1000 deductible with StateFarm.

LOL.... I was thinking the same thing...for once I'm glad that I am older!

I remember insuring my new 85 Mustang 5.0 GT when I was 25....YIKES!!! :eek:

[Skiordie53]

where arfe you located, i am an insurance broker in NY, if your in NY i can give you a free quote.

[DeepSea117]

30 years old, full coverage, I think $532 per 6 months. I go through State Farm. I think I got a deal (maybe?) because my parents have been with this agent of State Farm since before I was born. The $1000 deductible is scary as hell though!

[sergio442]

I pay 460 a year. State Farm Ins. Live in Palatine IL . Clean driving record. I also owned a 92 sang gt. Price was only slightly lower.:bandit:

[Rick-n-Miami]

Before I turned 25 (this past May), I was paying about $2200/year through Progressive. This was after a sizable discount for paying the full premium at once. Since I've turned 25, I'm now paying $1618 per year. This is good for $100k/100k/100k + UIM coverage, and based on a clean driving record with no accidents or tickets.

Before I found Progressive, I had tried State Farm, Geico and Allstate, all of which were upwards for $3-4k per year.

[cgm9999]

Thanks for the info guys! Oh, and some of you would be shocked at how cheap insurance on a new GTO is. It's not an F-body situation since there aren't many high schoolers driving around brand new $35k GTOs. This is why Corvette insurance rates are much lower usually than Mustangs and Camaros.

[GreekGod]

Understand the undeclared installation of a supercharger could throw a real monkey-wrench in any claims :eek: ! Some insurance companies might well deny a claim and even refuse to refund premiums paid :( . It's one thing to pass it off as a Gran Marquis but if you double your horsepower and have a problem with an adjuster :nono: ....some ins. companies will look for any excuse to deny a claim :alone: . I don't recall reading a discussion in this forum of such a possibility or event :cry: .
Just like the title says guys. I'm almost 23 and wouldn't mind picking up a low mileage Marauder and throwing a supercharger on it when I graduate and get a job. One thing I need to know is what kind of insurance I should expect to pay per month. I know a ton a factors play into insurance prices (credit, prior tickets, married or single, homeowner or renter, multi car policy, location in US, etc, etc, etc) but I'd still be interested on what some of you twenty somethings pay for insurance a month. I'm also interested in an 05 GTO, 03/04 Cobra, or a new Charger SRT-8. I'd be interested in knowing how a Marauder stacks up compared to these other cars in terms of insurance rates. Oh, and by insurance I mean full coverage with a typical deductible. Thanks ahead of time, guys.

[jawz101]

was paying around 770/6 mo. & turned 25 so I had my ins. agent do some price shopping. moved to progressive for around 525/6 mo. (6something if I made monthly pmts - 525 if I paid a lump sum)
full cov'g. I forgot my deductible. I think it's 250 or 5