Stolen rims = Totalled Marauder???

[DOOM]

Ok guys i have a question for you.

If you have a marauder lets say an immaculate 03 with 50k miles on it and you come outside and you car is sitting on bricks.

So you file your insurance claim for 4 new wheels.

My question is will the insurance company say your car is totalled seeing as 4 NEW RIMS are $1,400 a piece!!! :eek:

Were talking $5.600 for rims! Now include center caps & tires + labor.

Were probably looking at an estimate of 8 grand!!!

Thoughts???

[SID210SA]

No.

1. Because you cant get new OEM rims anymore only used or reps.
2. Why would they total a perfectly good car just for missing wheels?

I will wait to be put in my place if they do total it out because of only that.

[fastblackmerc]

I can't imagine the insurance company doing that.

[RacerX]

Are you saying I can come by and grab those rims now? :D I won't bother with the bricks btw...

[Ken]

I'd be beating down their door to buy it from the insurance co!

[Pops]

They will insist upon aftermarket wheels!

[MOTOWN]

Ive took reports on more than a few mm on bricks! some were owners trying to get over on there insurance , some actualy stolen!

if the car had full coverage you get a check issued for the retail value of the wheels, and tires, and more often than not they go with an aftermarket setup.

[DOOM]

No.

1. Because you cant get new OEM rims anymore only used or reps.
2. Why would they total a perfectly good car just for missing wheels?

I will wait to be put in my place if they do total it out because of only that.

Just a simple question bro. :beer:
And as far as i know OEM rims are still available at the dealer. Someone please correct me if im wrong.

And to answer your 2nd question. Due to the price to replace them versus the price of the car would the insurance company call it a loss?

[MOTOWN]

last i checked oe wheels were still availble as of last week from the lm dealer, but @$1,200+ per wheel ill pass

[SID210SA]

Just a simple question bro. :beer:
And ias far as i know OEM rims are still available at the dealer. Someone please correct me if im wrong.

And to answer your 2nd question. Due to the price to replace them versus the price of the car would the insurance company call it a loss?


I see your point....but, and I am just throwing this out there, it would be ludicris to put a salvage title on a car just because of some missing wheels.

[DOOM]

I see your point....but, and I am just throwing this out there, it would be ludicris to put a salvage title on a car just because of some missing wheels.

:agree: 100%

Like i said just a question.

And im just trying to get a straight answer.

Luckily i have 8 rims & 9 center caps total! :D :coolman:

[SID210SA]

OMG.....:eek:

Somebody call horders!!:D

[DOOM]

They will insist upon aftermarket wheels!

So the insurance company will tell me that I can't put OEM rims back on MY CAR?

[RacerX]

I have 6 shiny oem and 2 full size spares (for the drag radials). ;)

[MOTOWN]

And here i only have five, looking for a sixth so i can widen a set to 9.5 for the front!

[SID210SA]

So the insurance company will tell me that I can't put OEM rims back on MY CAR?

No....they will just give you a check for the "market value", most likely for non OEM (LKQ) rims....then if you want OEM rims you have to make up the difference. LKQ is what insurance companies like.

[Motorhead350]

Let's see if Leon will chime in.

[Cheeseheadbob]

This situation happened to me, but at least the scumbags were nice enough to leave my car on jack stands... My insurance paid for 4 brand new OEM wheels as well as brand new rubber. The claim was around $6800. Since I could prove that the new tires only had about 500 miles on them, they were treated as new. I must say, it was a little disconcerting to come downstairs, look out the front bay window and notice the Marauder was sitting higher than normal and then to walk out and be greeting by your car land locked on jack stands. :eek::eek::eek: I am insured with Erie, and they were great.

[Bigdogjim]

Well if they totoal the car because the rims are worth more then the car then I take the check and buy the marauer back for salavge:)


WIN=WIN

[SC Cheesehead]

And here i only have five, looking for a sixth so i can widen a set to 9.5 for the front!


Off topic, but be careful there! Check for clearance issues with the widened wheels, might get some rubbing when turned lock to lock.

[DOOM]

This situation happened to me, but at least the scumbags were nice enough to leave my car on jack stands... My insurance paid for 4 brand new OEM wheels as well as brand new rubber. The claim was around $6800. Since I could prove that the new tires only had about 500 miles on them, they were treated as new. I must say, it was a little disconcerting to come downstairs, look out the front bay window and notice the Marauder was sitting higher than normal and then to walk out and be greeting by your car land locked on jack stands. :eek::eek::eek: I am insured with Erie, and they were great.

Wow Bob I never knew that happened to you!

How long ago was this?

[MOTOWN]

Off topic, but be careful there! Check for clearance issues with the widened wheels, might get some rubbing when turned lock to lock.

yeah i measured it twice, 9.5 will fit with no problem cant wait to get it done, and mount a wider tire!

[Marauder Rick]

As far as i've been told...If the cost of the repair/replacement out weighs the book value of the vehicle.......TOTAL!! Im thinking that they may offer you a depreciated value of the brand new rims over 7 or 8 years(depending on the year model).

[Cheeseheadbob]

Just before I had the blower put on. Spring of '06 I think. There may be a thread about it still available. I am not sure the archives go back that far. The LEO who came out to investigate has probably been run over by his own car since then, what a putz!
Wow Bob I never knew that happened to you!

How long ago was this?

[Bigdogjim]

Where did this price of $1400. per rim come from?

I just checked mustang wheels and they are $749. per wheel exact same wheels as our marauders. Check under '06 mustang for the wheels.

[SC Cheesehead]

yeah i measured it twice, 9.5 will fit with no problem cant wait to get it done, and mount a wider tire!

What profile are you going to go with? I tried 255/55/18's on the front and they wouldn't clear at full lock with about 1/2" - 3/4" downforce on the front fender (to simulate body roll under g-force).

If you run a lower profile tire, may be okay.

[Bluerauder]

Just before I had the blower put on. Spring of '06 I think. There may be a thread about it still available. I am not sure the archives go back that far. The LEO who came out to investigate has probably been run over by his own car since then, what a putz!

4 September 2005 >>>>> http://www.mercurymarauder.net/forums/showthread.php?t=21021&highlight=wheels

[MOTOWN]

What profile are you going to go with? I tried 255/55/18's on the front and they wouldn't clear at full lock with about 1/2" - 3/4" downforce on the front fender (to simulate body roll under g-force).

If you run a lower profile tire, may be okay.

prolly a nitto 555 285/ 40 18 its 27" tall, and 11.5" wide:coolman:

[DOOM]

Where did this price of $1400. per rim come from?

I just checked mustang wheels and they are $749. per wheel exact same wheels as our marauders. Check under '06 mustang for the wheels.

Those aren't the same rims Bigdog. Center cap holes are different on those.

Dealer price for an OEM MARAUDER RIM is $1,380.00 avg. (center cap not included) :D

[justbob]

They are normally allowed to replace with OEM USED...

[Mr. Man]

Where exactly do you live Doomie? Wanna find out what happens?:D

[cpe6]

glad i bought an extra set to have two of them widened. i dont think they would total the car.

[MM2004]

Where exactly do you live Doomie? Wanna find out what happens?:D

PM sent.

Mike. :D

[Da Dark Jedi]

Let's see if Leon will chime in.


Well it did happen to me. My Ins issued me a check for retail price for tires + wheels. This happen back in Oct 2007, my car had about 1500 miles at the time. When the appraiser submitted what the OEM price was, the Ins had me take the brochure and photo copy the pics, they did not believe the wheels were that much. From that point I was under investagation, a fraud agent was sent out twice. The first time was to interview me about my finances and how the car was note was paid. He also went thru every room, closet and basement to make sure the wheels was not on property. The second time he came with a retired PO, these guys went up and down the block to interveiw people about what happen.

The Ins had me wait until the Police report came from HQ. At this point it was a 45 total day wait for the check. What I did find out is that alot of ins companies will pay a depreciated value on wheels and tires, but mine did not. Since mine was OEM it help some. Back in 2007 the price paid wad about $5500 for full retail replacement and balance. I did forget to add that pics was taken of the odometer to verify milage and vin.

What I found out is the Ins will only pay a certain percentage of the value of the car and no more. So if they determine the value of your Marauder @ $14000 they pay about 50-60% of the value claim for the loss (these numbers aren't exact). If they want to total it, they'll tell you what it will bring to them at auction and you can buy it back. I have an 04 with 3100 miles so I keep an eye on KBB value and they ( Ins Co ) will not pay KBB value on the car if it's totaled. They use a company that they (the Ins co ) started to further de-value a car.

[Motorhead350]

Well it did happen to me. My Ins issued me a check for retail price for tires + wheels. This happen back in Oct 2007, my car had about 1500 miles at the time. When the appraiser submitted what the OEM price was, the Ins had me take the brochure and photo copy the pics, they did not believe the wheels were that much. From that point I was under investagation, a fraud agent was sent out twice. The first time was to interview me about my finances and how the car was note was paid. He also went thru every room, closet and basement to make sure the wheels was not on property. The second time he came with a retired PO, these guys went up and down the block to interveiw people about what happen.

The Ins had me wait until the Police report came from HQ. At this point it was a 45 total day wait for the check. What I did find out is that alot of ins companies will pay a depreciated value on wheels and tires, but mine did not. Since mine was OEM it help some. Back in 2007 the price paid wad about $5500 for full retail replacement and balance. I did forget to add that pics was taken of the odometer to verify milage and vin.

What I found out is the Ins will only pay a certain percentage of the value of the car and no more. So if they determine the value of your Marauder @ $14000 they pay about 50-60% of the value claim for the loss (these numbers aren't exact). If they want to total it, they'll tell you what it will bring to them at auction and you can buy it back. I have an 04 with 3100 miles so I keep an eye on KBB value and they ( Ins Co ) will not pay KBB value on the car if it's totaled. They use a company that they (the Ins co ) started to further de-value a car.


This is why I say insurance companies are the scum of the world. They are your friend when you pay them, but when they have to pay up, the look for every way to save a nickle or two from going back to you.

So did they pay for 100% of the value of the wheels and tires.

Investigation? WOW!!! :eek:

[MM2004]

Quick math check...

~$6,700.00 for my rims, center caps and Nittos.
(excluding lug nuts and Gods Head valve stem caps)

:eek:

Mike.

[DOOM]

Quick math check...

~$6,700.00 for my rims, center caps and Nittos.
(excluding lug nuts and Gods Head valve stem caps)

:eek:

Mike.

Pretty expensive for a Gran Marquis! :flamer:

[Da Dark Jedi]

This is why I say insurance companies are the scum of the world. They are your friend when you pay them, but when they have to pay up, the look for every way to save a nickle or two from going back to you.

So did they pay for 100% of the value of the wheels and tires.

Investigation? WOW!!! :eek:


Back in 2007 they did, but the car was still new to say. OEM wheels, caps, stock tires and balancing, total $5500. Photo copies of my brochure to futher prove the items were stock went a long way to justify the price.

[Da Dark Jedi]

Quick math check...

~$6,700.00 for my rims, center caps and Nittos.
(excluding lug nuts and Gods Head valve stem caps)

:eek:

Mike.

Which is why you'll be smart and save the receipt for those items. Just in case, since they may not be OEM!

[Bobmiddle]

Insurance co are in it for the bottom line only if they can save $100 on every claim that is millions at the end of the year. I manage a body shop and have had 2 cars in the last 2 weeks that came in with insurance co estimates for $1500 to $2000 both claims ended up in the $5k range. I tell all of my customers to bring there cars to the shop when the insurance adjuster is going to be out so they dont get low balled. also check with your insurance co to see if they offer a oem parts rider so if it something does happen they cant use aftermarket junk. But then again that might make the car total.

[BODYMAN]

Ok guys i have a question for you.

If you have a marauder lets say an immaculate 03 with 50k miles on it and you come outside and you car is sitting on bricks.

So you file your insurance claim for 4 new wheels.

My question is will the insurance company say your car is totalled seeing as 4 NEW RIMS are $1,400 a piece!!! :eek:

Were talking $5.600 for rims! Now include center caps & tires + labor.

Were probably looking at an estimate of 8 grand!!!

Thoughts???

Unless you got a ins co that has a oem policy endorsement Youre gonna get recon wheels that is how ins co works and the recons are out there. Only one ins co. I know of that does oem policy endorsements is Nationwide ins hence why I have them for my ins

[BODYMAN]

Insurance co are in it for the bottom line only if they can save $100 on every claim that is millions at the end of the year. I manage a body shop and have had 2 cars in the last 2 weeks that came in with insurance co estimates for $1500 to $2000 both claims ended up in the $5k range. I tell all of my customers to bring there cars to the shop when the insurance adjuster is going to be out so they dont get low balled. also check with your insurance co to see if they offer a oem parts rider so if it something does happen they cant use aftermarket junk. But then again that might make the car total.

Pretty much sums it up Bob I have been in the BS biz since I was 17 seen it all. Its just a viscouis circle. Dont you love the ones who think there gonna make a buck on the repair between you and the ins co. I used to get tired of that kinda crap but anymore just laugh. Ive seen supplements and have had some for over 10,000.00 were the orig ins est was say 2600.00 HA,HA

[knine]

Suspiciously, after thefts, there are a few that pop up on craigslist

[Joe Walsh]

This situation happened to me, but at least the scumbags were nice enough to leave my car on jack stands... My insurance paid for 4 brand new OEM wheels as well as brand new rubber. The claim was around $6800. Since I could prove that the new tires only had about 500 miles on them, they were treated as new. I must say, it was a little disconcerting to come downstairs, look out the front bay window and notice the Marauder was sitting higher than normal and then to walk out and be greeting by your car land locked on jack stands. :eek::eek::eek: I am insured with Erie, and they were great.


Wow Bob I never knew that happened to you!

BTW: How long ago was this?

+1!
I never knew that you had the wheels stolen off your Marauder from right in front of your house!
Did you have a set of locking lugs on them?
Did you ever check out the tire shop that had just mounted your new tires....??


Just before I had the blower put on. Spring of '06 I think. There may be a thread about it still available. I am not sure the archives go back that far.

The LEO who came out to investigate has probably been run over by his own car since then, what a putz!

BTW: Does Charlie know how you talk about him behind his back....:eek:
:rofl:

[Joe Walsh]

Suspiciously, after thefts, there are a few that pop up on craigslist

Yep,
Last year some guy in Northern Virginia had his high dollar Audi rims heisted, so he started watching the area's craigslists and....sure enough....the idiot posted them for sale.

He contacted the scumbag to "purchase them" and when the thief agreed on a sale price and location......he had the local police show up!!

[breeze]

yeah i measured it twice, 9.5 will fit with no problem cant wait to get it done, and mount a wider tire!


What profile are you going to go with? I tried 255/55/18's on the front and they wouldn't clear at full lock with about 1/2" - 3/4" downforce on the front fender (to simulate body roll under g-force).

If you run a lower profile tire, may be okay.

i have 9.5's all around with no problems. front are 255/45. man she hugs corners.

[FX1]

I had a dream my rims were stolen.In the same dream a MM dropped on the insurance adj head like the house from "the wizzard of OZ" because they were only going to replace them with GM wheels. THanks for nationwide there by my side!!!

[BODYMAN]

I had a dream my rims were stolen.In the same dream a MM dropped on the insurance adj head like the house from "the wizzard of OZ" because they were only going to replace them with GM wheels. THanks for nationwide there by my side!!!

Better have the Nationwide oem endorsement or they become one of the cheapest ins co. out there...... All my cars carry the endorsement with my Nation wide policys.. Heck thell pay the entire 30 days rental locating recon at wheel stores Ask me how I know. Had a insd veh in shop 02 explorer and the oe wheel was a 1400.00 one. They made the poor lady wait 27 days till we recvd a set of reconditioned from a hub cap wheel store on east coast. Also complain all you want to youre agent it wont help.... :beer:

[FX1]

oem endorsement ? how much will that cost me?

[4drcbra]

how about this? Ill come get your wheels and paint your calipers after I take them off

[DOOM]

yeah i measured it twice, 9.5 will fit with no problem cant wait to get it done!

THATS WHAT SHE SAID!!! :banana2: :banana2:

[Fosters]

OMG.....:eek:

Somebody call horders!!:D
My gf keeps giving me crap about my mountain of rubber... 4 track wheels for the mustang, 4 original wheels and tires from the jeep, 4 mud wheels and tires for the jeep, 4 snow wheels and tires from her old caddy, and I think about 5-6 donut spares...

Each time she brings up that I should sell some I ask her how many pairs of shoes she has... that pretty much ends the conversation.

[DTUB]

last i checked oe wheels were still availble as of last week from the lm dealer, but @$1,200+ per wheel ill pass
$1200 a piece :eek: no wonder there still available.

[bigmerc'03]

so your saying i have "since there OEM with only about a year of use on them" about 4500-6500 dollars just sitting in my closet collecting dust????? HMMM maybe in ten more years there double or triple or should i just get rid of them now.......decisions....decisio ns....decisions

[BLACKMARAUDER04]

$999.25 + freight at Tascaparts.com

[BurpyTurtle]

:agree: 100%
Like i said just a question.
And im just trying to get a straight answer.
Luckily i have 8 rims & 9 center caps total! :D :coolman:

I have 14 full size MM rims (4 black PC, 1 silver painted spare, and 9 polished aluminum) and a grand total of 22 center caps. 8 of the caps are still in the "ford parts" wrappers, 2 are stripped off their backers for emblem mods I never completed, and the rest are on the rims.

I sent the backers free to a member on here a couple of years ago for his project.

Plus, I have 1 donut spare that's never been used.

Also got a set of 17" CVPI steelies.

:cool:

[jsignorelli]

I foiund a website yesterday that has Ford OEM rims for the Marauder at $ 225 each. They don't carry the center caps. I even asked at my Ford dealer about them getting replacement rims. They too said that the rims were possible, but no center caps. I don't get the $ 1400 per rim.

[guspech750]

I recently saw an eBay seller that sells reconditioned rims for $225 also.

Sent from my iPhone
Go White Sox!!!

[MOTOWN]

I recently saw an eBay seller that sells reconditioned rims for $225 also.

Sent from my iPhone
Go White Sox!!!

i guess i need to take a look as i need one more wheel for my next project:coolman:

[CWright]

Doom that is a very good question. I work in the insurance business and I will say that most companies would replace with a used wheel first. If that's unavailable then move to a new one. If that's not available then they would give you "fair market value" to replace how ever many were stolen. Truth be known I don't want to be at the mercy of the insurance company. I'd recommend to all to get these below. Fastblackmerc put me onto to these. I'm sure if someone wanted them bad enough they'd find a way but this will make them think twice. Plus if my alarm is going off (its very sensative to movement around car :D) it alerts my phone and remote. If that happens they might dig some led out there tail!

Gorilla Lock System (20 locks) - 71683N - Chrome, 71683NBC - Black Chrome

[guspech750]

Gorilla Lock System (20 locks) - 71683N - Chrome, 71683NBC - Black Chrome

Yes!!!! Part #'s!!!
I was going to ask what the part #'s are!!
Thanks!!


Sent from my iPhone
Go White Sox!!!

[Shaijack]

Gorilla Lock System sounds like cheap insurance to me.