^^^what FBM said^^^
No matter how trivial, you never know if the other guy is going to play the "my neck hurts" card and then everyone will be looking at you and asking why you didn't report it?
^^^what FBM said^^^
No matter how trivial, you never know if the other guy is going to play the "my neck hurts" card and then everyone will be looking at you and asking why you didn't report it?
The Blackbird
Trilogy #61
Driveway Queen
The Spruce Goose
2004 Grand Marquis LS Limited Edition
Daily Driver
It don't look too bad. A good body man should be able to fix it with replacing the door skin for @ $450.00 + molding.
WLB
BB#1) 1996 ImpalaSS - 16,500 miles - 100% stock
______________________________ ___________
BB#2) 2003 Marauder (300a) - 34k miles - Daily Driver
#2912 of 7093
Conceived 8/6/2002
Delivered 9/19/2002
Adopted 8/10/2011
Trilogy 242 - Self Installed 9/9/12 (0-60 5.5 sec)
Pioneer 6x8 Front
Legacy 600w 6x9 Rears
JL 6.5 SubWoofer
K&N CAI
Window tint 50% rear/35% front
FBM CHMSL with Strobe mod 7/1/12
DR Deep Aluminum Trans Pan
Sparta FOMOCO Racing 8.8 Girdle
Mo's Dyno Tune
Gorilla Nuts - The System
Ford Racing 4.10s, 31 spline Cobra carrier & axles 7/1/12
Powder Coat Axle Housing 7/1/12
CME HP Rear Control Arms & Watts Link 7/1/12
______________________________ ________________
Rex "SC Cheesehead" Weinbender 11-14-13
Ed "Baaad GN" Linthicum 8-6-2014
WLB
BB#1) 1996 ImpalaSS - 16,500 miles - 100% stock
______________________________ ___________
BB#2) 2003 Marauder (300a) - 34k miles - Daily Driver
#2912 of 7093
Conceived 8/6/2002
Delivered 9/19/2002
Adopted 8/10/2011
Trilogy 242 - Self Installed 9/9/12 (0-60 5.5 sec)
Pioneer 6x8 Front
Legacy 600w 6x9 Rears
JL 6.5 SubWoofer
K&N CAI
Window tint 50% rear/35% front
FBM CHMSL with Strobe mod 7/1/12
DR Deep Aluminum Trans Pan
Sparta FOMOCO Racing 8.8 Girdle
Mo's Dyno Tune
Gorilla Nuts - The System
Ford Racing 4.10s, 31 spline Cobra carrier & axles 7/1/12
Powder Coat Axle Housing 7/1/12
CME HP Rear Control Arms & Watts Link 7/1/12
______________________________ ________________
Rex "SC Cheesehead" Weinbender 11-14-13
Ed "Baaad GN" Linthicum 8-6-2014
WLB
BB#1) 1996 ImpalaSS - 16,500 miles - 100% stock
______________________________ ___________
BB#2) 2003 Marauder (300a) - 34k miles - Daily Driver
#2912 of 7093
Conceived 8/6/2002
Delivered 9/19/2002
Adopted 8/10/2011
Trilogy 242 - Self Installed 9/9/12 (0-60 5.5 sec)
Pioneer 6x8 Front
Legacy 600w 6x9 Rears
JL 6.5 SubWoofer
K&N CAI
Window tint 50% rear/35% front
FBM CHMSL with Strobe mod 7/1/12
DR Deep Aluminum Trans Pan
Sparta FOMOCO Racing 8.8 Girdle
Mo's Dyno Tune
Gorilla Nuts - The System
Ford Racing 4.10s, 31 spline Cobra carrier & axles 7/1/12
Powder Coat Axle Housing 7/1/12
CME HP Rear Control Arms & Watts Link 7/1/12
______________________________ ________________
Rex "SC Cheesehead" Weinbender 11-14-13
Ed "Baaad GN" Linthicum 8-6-2014
Correct except the other driver does not have to file the claim, you can do it yourself.
Call claims number and state you want to file a claim against the policy of one of their insureds and provide info. They will contact their insured (if the insured has not already reported the claim) and investigate the incident and pay 100% of your damage (up to the policy PD limit) if they determine their insured to be 100% at fault.
WLB
BB#1) 1996 ImpalaSS - 16,500 miles - 100% stock
______________________________ ___________
BB#2) 2003 Marauder (300a) - 34k miles - Daily Driver
#2912 of 7093
Conceived 8/6/2002
Delivered 9/19/2002
Adopted 8/10/2011
Trilogy 242 - Self Installed 9/9/12 (0-60 5.5 sec)
Pioneer 6x8 Front
Legacy 600w 6x9 Rears
JL 6.5 SubWoofer
K&N CAI
Window tint 50% rear/35% front
FBM CHMSL with Strobe mod 7/1/12
DR Deep Aluminum Trans Pan
Sparta FOMOCO Racing 8.8 Girdle
Mo's Dyno Tune
Gorilla Nuts - The System
Ford Racing 4.10s, 31 spline Cobra carrier & axles 7/1/12
Powder Coat Axle Housing 7/1/12
CME HP Rear Control Arms & Watts Link 7/1/12
______________________________ ________________
Rex "SC Cheesehead" Weinbender 11-14-13
Ed "Baaad GN" Linthicum 8-6-2014
“When you can’t make them see the light, make them feel the heat.”
Ronald Regan
"The only way to deal with the Islamic State - these blood thirsty, blood-drunken, terrorists -
is to kill them, keep on killing them, until you kill the last one, then you kill his pet goat."
Lt. Colonel Ralph Peters
“Be polite, be professional, but have a plan to kill everybody you meet.”
"I come in peace. I didn't bring artillery. But I'm pleading with you, with tears in my eyes, if you **** with me, I'll kill you all"
General James Mattis
In Michigan, as well as a growing number of states, the police will not respond to a private property crash with no injuries. The law enforcement agencies in Southwest Michigan will not even write a report if you come to the police station to report the crash.
If a million people believe a foolish thing, it is still a foolish thing.
~ Anatole France
2004 DTR 54k, Dark Charcoal, heated seats, moonroof, trunk organizer.
Mods: K and N intake, Lido tune, Pro Guard rear bumper, stainless bumper inserts, res delete tips, misc
UncleLar's first DTR
2004 Ford Crown Victoria Sport 100k, black, Dark Charcoal, stock and a zero option car.
Correct answer. File a claim with their insurance directly, not your insurance. If they agree it was their drivers fault you pay nothing, not even a deductible. The deductible applies if you file a claim with your own insurance.
Don't delay. You may come out OK, it will be hard to argue your car moved sideways into the other driver, hitting him with your door.
Lifespeed
2004 Silver Birch Marauder 130K miles
Wilwood Aero6 F, NMDP R brakes, Penske 7500DA shocks, Hypercoil 600lbs F and Grand Marquis R air springs, Addco tubular sway bars, Metco control & Watts, 31 sp axles, Stainless Works cat-back exhaust, Lidio tune, American Racing AR883 9.3" 50mm F 10" 59mm R 20" wheels, Pirelli P-Zero 265/35-20, 275/40-20 tires
Coming soon: Livernois 5.0L stroker, ADTR/Vortech V2 intercooled SC, Silverfox trans and Circle D converter
Lifespeed
2004 Silver Birch Marauder 130K miles
Wilwood Aero6 F, NMDP R brakes, Penske 7500DA shocks, Hypercoil 600lbs F and Grand Marquis R air springs, Addco tubular sway bars, Metco control & Watts, 31 sp axles, Stainless Works cat-back exhaust, Lidio tune, American Racing AR883 9.3" 50mm F 10" 59mm R 20" wheels, Pirelli P-Zero 265/35-20, 275/40-20 tires
Coming soon: Livernois 5.0L stroker, ADTR/Vortech V2 intercooled SC, Silverfox trans and Circle D converter
Your insurance company is correct.
They have 2 choices, They can wave your deductible if the other insurance
company agrees to take responsibility, or
They can take your deductible and if they collect from the other insurer, re-imburce you.
I would bypass your insurance company and put a claim in directly
with the other company.
Most likely, they will send you a check for the repair (especially if it is under $1,000)
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